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Mortgages & Financing

Loan types, pre-approval, and the numbers behind what you can afford.

Mortgages & Financing·6 min read

How Much House Can You Afford?

How to find a home price you can actually live with — the 28/36 rule, debt-to-income, the full monthly payment beyond principal and interest, and why what you qualify for is not the same as what you can afford.

Mortgages & Financing·4 min read

Mortgage Loan Types Explained: Conventional, FHA, VA, and USDA

Conventional, FHA, VA, and USDA loans compared in plain English — down payments, credit, mortgage insurance, and who each loan is actually best for.

Mortgages & Financing·3 min read

How to Get Pre-Approved for a Mortgage

What mortgage pre-approval is, the documents lenders ask for, how it differs from pre-qualification, and how to keep your approval intact until closing.

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